Mortgage Refinance

Mortgage Refinancing to Help You With Your Next Financial Goal

Refinancing Your Mortgage Can Help You Capitalize On Your Equity and Lower Your Monthly Payments. 

We Can Help You Refinance Your Home

At Transparent Mortgages, we can guide you through the mortgage refinance process along your path to financial freedom. Contact us today by completing the below online application or calling our mortgage refinance specialists at 905 922 7448. 

Self-employed mortgage

Why Refinance Your Mortgage?

There are multiple reasons to refinance your mortgage. The main thing is that refinancing your mortgage allows you to take advantage of your existing equity. You have been making monthly mortgage payments for years, so why not capitalize on what you own? Some common reasons to refinance include:

  • Lowering your mortgage interest rate and monthly payments
  • Consolidating higher interest loans like credit cards, car loans, personal loans, etc.
  • Purchase an investment property
  • Complete home renovations or projects

Refinancing your mortgage can give you access to capital that you wouldn’t be able to get otherwise. It is a fantastic way of bridging the gap from start to finish of your next financial goal. 

Using Your Equity to Pay Off Debts

Watching your debt pile up can be overwhelming, especially when you are getting buried under high interest debt like credit cards or personal loans. One way to set yourself up for payoff success is by utilizing the equity in your home. We can help you roll your debts into your mortgage payment through refinancing. This will help you make lower payments consistently, which will ultimately increase your credit score and get you on the fast track to financial freedom. 

How Does Our Mortgage Refinancing Work?

Our process involves paying off your current mortgage lender, allowing you to roll whatever debts you have into one consolidated source. This helps you better manage debt and provide cash flow to make the necessary payments for debt paydown, home renovations, or whatever project you are working on. 

Our Process

Step One: Contact Us

Reach out to our team of licensed mortgage professionals to discuss your financial goals. We will ask a few questions to better understand your situation. 

Step Two: Present Mortgage Refinancing Options

Once we understand your financial situation, our team can find and present various mortgage refinancing options. Our specialists can help you understand your options and the process so you can make the most informed decisions. 

Step Three: Receive Your Funding

We will process the mortgage refinancing for approval and provide you with your new interest rate and mortgage terms. Once approved, your legal representative will deposit the capital into your designated account.

Contact Us to Learn About Refinancing Your Mortgage in Canada

If you are looking to unlock the power of your equity, contact the mortgage experts at Transparent Mortgages. We can help you accomplish your goal of consolidating and paying down debts, tackling that next home renovation project, or getting cash to check off your next major financial item. Fill out our mortgage refinancing application or contact one of our team members for assistance.